About the lender
What is the lender?
How the lender works
Tell us how much you need and a few basic details about your finances. We run a soft credit pull — which does not affect your credit score — and show you real offers from our lending partners in under 60 seconds.
You pick the offer that fits. The lender finalizes underwriting and, in most cases, funds your loan as soon as the next business day.
Who the lender is for
US residents 18 and older who want a transparent way to compare personal loan and debt consolidation offers without filling out a dozen applications. Loan amounts range from $1,000 to $100,000 depending on your credit profile and the lender.
Who the lender is not
the lender is not a lender, a bank, or a debt settlement company. We are a marketplace and connection service. Every loan is originated and funded by a third-party lending partner that meets our compliance and pricing standards.
Our company
the lender is operated by the lender Financial, a Utah-based personal finance company serving borrowers nationwide.
Frequently asked questions
What is the lender?
the lender is a US personal loan marketplace that helps borrowers compare real, pre-qualified offers from a network of vetted lending partners. We are not a lender — we match you with lenders who can fund personal loans from $1,000 to $100,000.
How does the lender work?
You answer a short form about how much you need and your basic financial profile. We run a soft credit pull that does not affect your credit score and surface real offers from partner lenders in under 60 seconds. You pick the offer that works, the lender finalizes the loan, and funds typically arrive as soon as the next business day.
Is the lender a lender?
No. the lender is a marketplace and connection service. Loans are originated and funded by third-party lending partners that meet our compliance and pricing standards.
Does checking my rate hurt my credit?
No. Checking your rate on the lender uses a soft inquiry, which has no impact on your credit score. A hard inquiry only happens after you accept an offer and the lender finalizes underwriting.
Where is the lender based?
the lender is operated by the lender Financial, headquartered in Utah, and serves borrowers across the United States.
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