Trust & safety
Is the lender legit and safe?
A registered US company
the lender is operated by the lender Financial, a Utah-based personal finance company serving borrowers nationwide under federal lending disclosure and privacy rules.
Licensed lending partners
the lender is not a lender. We match you with vetted lending partners that are licensed to make personal loans in your state. Every partner in our network is reviewed for compliance, pricing, and customer service before they are allowed to present offers.
Your credit is safe
Checking your rate on the lender uses a soft credit inquiry, which has zero impact on your credit score. A hard inquiry only happens after you accept an offer and the lender begins final underwriting.
Your data is encrypted
Your information is transmitted over an encrypted (TLS) connection and stored securely. We only share your details with the lending partners you are matched with, and we never sell your data to unrelated marketers. Full detail lives in our privacy policy.
Frequently asked questions
Is the lender legit?
Yes. the lender is operated by the lender Financial, a registered US personal finance company headquartered in Utah. We partner only with vetted, licensed lending partners and follow federal lending disclosure and privacy rules.
Is the lender safe to use?
Yes. Your information is transmitted over an encrypted connection, stored securely, and only shared with lending partners you are matched with. Checking your rate uses a soft inquiry that does not affect your credit score.
Is the lender a real company?
Yes. the lender Financial is a real, registered Utah personal finance company.
Will the lender spam me or sell my data?
We only share your information with lending partners who can present you with an offer. We do not sell your information to unrelated marketers. See our privacy policy for full detail on how your data is handled.
Does the lender charge any fees?
No. Checking your rate and using the the lender marketplace is free. Some lending partners may charge an origination fee that is deducted from the loan amount — those fees are disclosed in writing before you accept any offer.
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